Experience the Joy of Buying Homes Online in India - A Quick Guide!

April 10, 2024 in Property Guide

Artistic ImpressionExperience the Joy of Buying Homes Online in India - A Quick Guide!

Online home-buying tips for real estate investment in India!

The trend of online real estate investment in India is quickly catching up among prospective home buyers. The ease and convenience offered by online home-buying in India has played a big role in replacing traditional methods. However, to ensure a seamless home-buying experience online, you need to understand the various steps involved in the process.

It can be stressful to buy a new home, and the stress levels can touch new heights when you want to complete the process online. Everyone desires a cozy, lovely, and pleasant home for themselves and their family. Therefore, it is logical for you to have numerous concerns about investing a sizeable portion of your savings in a new home, which will possibly be your most valued possession.

=> Read Also: MahaRERA (RERA Maharashtra) - All You Need Know About MahaRERA Before Buying a House!

Home-Buying Tips for a Hassle-Free Experience

Online home-buying in India requires a lot of research before a final decision. The entire process requires addressing many factors, from financing the purchase to choosing the builder. The home-buying tips detailed below will guide you through all intricacies involved with online home-buying in India.

Plan Your Budget


Your budget should be the first consideration while starting your process for online home-buying in India. You must define a suitable budget to manage your short-term and long-term expenses without stretching the finances. Making a comprehensive financial plan before searching for a new home is crucial. It will ensure that your family's financial health will not be compromised in the long run.

Identify a Suitable Property


You must choose a type of property based on the budget you have set. For example, if you are an end user, the number of people in your family and your spending power may play a role in selecting the kind of home you require.

There are a variety of residential styles to choose from, including single-storey homes, apartments, multi-story buildings, and residential plots. You might further need to choose between a ready-to-move or an under-construction option.

Many buyers prefer read-to-move options even though the price of such properties is much higher than those under construction. The primary reason is that you are protected from time and cost overruns and the EMI payment while the property is being built.

A ready-to-move property can also help generate instant rental revenue if you do not want to relocate immediately. This revenue can help with repaying the EMIs and reducing the burden on your finances.

Check the Location


The location of the property is crucial while undertaking real estate investment in India. If you're buying for personal use, choose a neighbourhood with all the amenities required by your family. The property must also be easily accessible from the main points in the city. Easy access to essential amenities like grocery stores, police stations, railroads, airports, schools, hospitals etc., can help boost the property's value in the long run. When looking for a property online, you can easily locate the amenities available in the vicinity of your location.

=> Read Also: How to Customize Your Home? - 10 Ways to Personalize a New Home!

Resale Value


The resale value is another crucial consideration when purchasing a new property online. Buyers frequently make the error of ignoring the resale value. You would have a good picture of how matters might turn out in the future or during a crisis if you kept track of the property's resale value. Knowing more about the property's value in the resale market can offer you considerable peace of mind regarding your future. When buying a property online, you can easily check the value of similar properties in the vicinity from different platforms.

Rental Rates


Before deciding on a place to buy a new house, research the rental rates online. It is always a good idea to keep track of the rental income for the future. There are several online platforms where you can look up the prevailing rental rates in the area.

Home Loan


The eligibility for a home loan is one of the most crucial factors to consider for online home-buying in India. You can log on to the site of any of the banks or NBFCs to determine your eligibility for a home loan. Your loan eligibility will depend on several criteria, including income, current debts, and repayment capacity. You must also ensure that the property you intend to buy is on the approved list of the respective lender. The loan will not be approved if the property is not on the approved list.

Ensure Legal Status


Ensuring the legal status of the property is one of the most important online home-buying tips. Having official approval is vital before investing in any property. The following are some key points to check the legal perspective of properties.

  • • Ensure the title documents for the property you want to buy are in order. A flawed title will lead to issues.
  • • Verify that the building has been built per the approved plan and that any deviations are within permitted bounds.
  • • Check that the developer has clearance documents from the Water and Sewage Board, the Electricity Board, and other appropriate authorities.
  • • Ensure you have a properly stamped, executed, and registered copy of the sale agreement and deed.
  • These facts can be checked online on the concerned department's website, which can help you avoid any hassle later.

    Online home-buying in India might seem a big task for first-time buyers. Though, if you thoroughly follow the home-buying tips shared above, you can handle these issues easily. While you are at it, also look at the vast range of properties available on Adani Realty. It is a one-stop solution for all your real estate needs and offers all the essential resources. You may also consult their experts to answer any questions and doubts that you may have.

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